SDate: 2021-05-24
Author: Hai Nam
Reviewer: @namlee2u

The Moma Protocol uses a proprietary smart contract factory to produce, manage, accelerate and aggregate the lending market, creating an ecosystem that can expand infinitely on lending liquidity and market diversity

Key Components:

1. Factory

A smart contract that can produce and manage Launch pool and Lending pool

2. Launch pool

– A customizable Pre-lending pool designed for community mining
– Community token can be distributed for any projects through the Launch pool

3. Lending pool

– A customizable lending market pool with an over-collateralized loan structure.
– Can support lending and borrowing in any market

4. Aggregator

– A calculator and analyzer based on Pool and market data.
– Helps user solve their personalized Defi demands of lending, borrowing and community mining of crypto asset

Competitors:

Aave
Compound
Cream

Tokenomics:

Name: MOMAT
Total supply: 100.000.000
Utility:
– Incentives: MOMAT holders receive incentives of the platform via a transaction fee
– Privileges: MOMAT holders can receive privileges and interest for the platform’s lending market and some services
– Governance: MOMAT holders can vote to participate in the development of the platform
Distribution:
Eco-development Fund: 8% (5% unlock on TGE, then monthly vesting over 48 months)
Team: 10% (12 months lockup, release 10% after 12 months and then monthly vesting over 36 months)
Advisor: 3% (12 months lockup, release 10% after 12 months and then monthly vesting over 36 months)
Fundraising: 20%
– Seed round: 5% (release 15% on TGE and then monthly vesting over 12 months)
– Private round: 10% (release 20% on TGE and then monthly vesting over 9 months)
– Strategic round: 4% (release 25% on TGE and then monthly vesting over 9 months)
– Public sale: 1% (100% unlock on TGE)
DAO reserve: 9% (locked until the system need to be unlocked and decided by DAO voting)
Community Incentives: 50% (starting from mainnet launch)

Roadmap

Q1-2021:
– Moma V1 smart contract audited and deployment on the Ethereum mainnet
– Moma Governance Token issuance, kick-start of system testing and community expansion
Q2-2021:
– Moma Governance Token listed on CEX and Uniswap
– Introduction of Whistleblower mechanism and Committee Price Feed
Q3, Q4-2021:
– Moma’s Polkadot Parachain version testing and auction participation
2022:
– Moma V2 released featuring a more complete risk management framework and a more powerful oracle price feed mechanism

Team:

Ocean Liao (CEO)
– building projects such as Gravity (the largest EOS node with 300,000+ token holders), Lichang.io (a community app with 1 million+ users), and TokenUp Wallet (100,000+ users).
V.C (CTO)
Virginia (CMO)

Advisors:

N/A

Moma Protocol Overview